TMI Group

Small Businesses

Program Description

These policies are designed for small to medium size business, including but not limited to retail, wholesale, lessor risk, apartments, professional services, technology services and many more. Business owner policy coverages may include general liability, property, business income, money & securities, theft and many other optional coverages to help protect and satisfy today’s savvy business owner. We are proud that all of Target General Insurance small business carriers are admitted and carry at least an A.M. Best Rating of A or higher. We are confident that our carriers financial ratings are superior and are financially sound.

Program Highlights:

  • Packages include full CGL and comprehensive property coverage
  • Monoline coverages are also available for general liability, inland marine, builders risk/COC, ocean cargo, workers’ compensation
  • Gross revenue up to $20 M in sales allowed
  • New Ventures Acceptable
  • Workers’ Compensation coverage is available with or without a package policy
  • Direct Billing – Various payment options
  • Quote turnaround is a window of 24 to 48 hours (based on submission and account size)
  • Annualized Commissions

Coverages Available:

  • Accounting, Auditing & Bookkeeping Services
  • Advertising Agencies
  • Automotive Repair Shops
  • Beauty Shops & Spas
  • Builders Risk
  • Business Owners Package
  • Business Services
  • Commercial Automobile
  • Commercial Printing
  • Computer Programming and Related Services
  • Course of Construction
  • General Liability
  • Gift Shops
  • Hardware Stores
  • Information Retrieval Services
  • Inland Marine
  • Lawyers
  • LRO Offices
  • Medical Laboratories
  • Medical Offices
  • Ocean Cargo
  • Prepackaged Software
  • Real Estate Agents & Managers
  • Security Brokers & Dealers
  • Sporting Goods & Bicycle Shops
  • Surveying Services
  • Veterinary Services
  • Workers Compensation

Approved States:

  • AL, AR, AZ, CA, CO, GA, IL, IN, KY, LA, MD, MN, MS, NC, NE, NJ, NM, NV, OK, OR, TN, TX, UT, WA, WI

Markets Available:

  • American Casualty Company of Reading
  • Continental Casualty
  • National Fire Insurance Company of Hartford
  • Technology Insurance Company
  • The Continental Insurance Company of NJ
  • Transportation Insurance Company
  • Security National Insurance Company
  • Sequoia Insurance Company
  • Valley Forge Insurance Company
  • Wesco Insurance Company

Submission Requirements:

  • ACORD Application
  • Supplemental Application
  • Currently Valued Loss Runs – 3 to 5 Years
  • Insured Narrative – If Available
  • Needed Premium – If Available
  • Email Complete Submission to

Related Forms / Guidelines / Information / Instructions

ACORD 160 – Business Owners

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Select Department: For further assistance, please contact front desk at (702)588-5300 and you will be routed to the available representative.

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